Home tools · Buyers

Mortgage calculator

Your payment on a Canadian fixed-rate mortgage, with CMHC insurance when you put down less than 20%. Runs right here in your browser.

Mortgage calculator

Canadian fixed-rate mortgage, interest compounded semi-annually. Includes CMHC insurance when the down payment is under 20%.

Monthly payment $0
  • Mortgage payment (monthly equiv.)$0
  • Property tax (monthly)$0
  • Condo / maintenance (monthly)$0
  • Total monthly housing cost$0
  • CMHC insurance premium$0
  • Mortgage amount (incl. premium)$0
  • Total interest over term$0

Estimate only. Ontario charges 8% PST on the CMHC premium, payable at closing ($0), not added to the mortgage. Confirm exact figures with your lender.

How much can you afford?

Your maximum price under the stress test and CMHC limits.

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Closing costs calculator

Everything you pay on closing day, and the cash you need.

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Rent or buy?

Your net worth either way over 5 to 25 years.

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