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Closing costs calculator

What you'll pay on closing day on top of your down payment, and the total cash you need.

Total cash needed at closing$92,299
  • Down payment$75,000
  • Ontario land transfer tax$11,475
  • PST on CMHC premium (8%)$1,674
  • Lawyer and disbursements$1,800
  • Title insurance$350
  • Home inspection$500
  • Moving$1,500
  • Closing costs$17,299

Typical Ontario figures; adjust them to your quotes. Ontario charges 8% PST on the CMHC premium at closing; the premium itself is added to the mortgage.

Land transfer tax calculator

Ontario and Toronto tax, less first-time buyer refunds.

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Mortgage calculator

Payments with CMHC insurance and property tax.

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Net proceeds calculator

What you keep after selling costs.

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